:root{
  --paper:#F7F8F6; --card:#FFFFFF; --ink:#1B2A41; --slate:#5B6470; --rule:#DDE1DB; --faint:#EDF0EA;
  --verify:#1F7A5C; --verify-soft:#E4F2EC; --warn:#B7791F; --err:#A23B2E;
  --sans:"IBM Plex Sans",system-ui,sans-serif; --mono:"IBM Plex Mono",ui-monospace,monospace;
  --shadow:0 1px 2px rgba(27,42,65,.06),0 12px 32px -12px rgba(27,42,65,.22);
}
*{box-sizing:border-box}
html{font-size:17px;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);line-height:1.5}
a{color:var(--ink);text-decoration-thickness:1px;text-underline-offset:3px}
h1{font-size:clamp(1.9rem,3.6vw,2.7rem);font-weight:700;letter-spacing:-.025em;line-height:1.1;margin:0 0 1rem}
h2{font-size:1.35rem;font-weight:600;letter-spacing:-.01em;margin:0 0 .6rem}
p{margin:0 0 .9rem;max-width:62ch}
.lede{font-size:1.1rem;color:var(--slate)}
.narrow{max-width:46rem}

.top{display:flex;justify-content:space-between;align-items:center;max-width:70rem;margin:0 auto;padding:1.1rem 1.5rem}
.brand{display:inline-flex;align-items:center;gap:.55rem;font-weight:700;text-decoration:none;letter-spacing:-.01em;font-size:1.05rem}
.top nav a{margin-left:1.5rem;color:var(--slate);text-decoration:none;font-weight:500}
.top nav a:hover{color:var(--ink)}
main{max-width:70rem;margin:0 auto;padding:0 1.5rem 3rem}
section{padding:3.5rem 0}
.page{padding-top:2.5rem}

/* hero */
.hero{display:flex;flex-direction:column;align-items:center;text-align:center;padding-top:3rem}
.hero h1{max-width:22ch}
.hero .lede{max-width:52ch}
.drop{width:100%;max-width:44rem;margin-top:1.5rem}
.btn-big{display:inline-block;background:var(--ink);color:#fff;font-weight:600;padding:.75rem 1.5rem;border-radius:8px;font-size:1.05rem;margin:.4rem 0 .2rem}
.drop-face:hover .btn-big{background:#243a5a}
.trust{list-style:none;padding:0;margin:1.5rem 0 0;display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem 1.75rem;color:var(--slate);font-size:.92rem}
.trust li{padding-left:1.35rem;position:relative}
.trust li::before{content:"✓";position:absolute;left:0;color:var(--verify);font-weight:700}
.center{text-align:center;margin:0 auto 1.5rem}
.demo h2{text-align:center}
.shots{display:grid;grid-template-columns:.78fr 1fr;gap:1.5rem;align-items:end}
.shots img{width:100%;height:auto;border-radius:10px;box-shadow:var(--shadow);border:1px solid var(--rule);display:block}
.shots figcaption{text-align:center;margin-top:.6rem}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:2.5rem;border-top:1px solid var(--rule)}
.features h3{font-size:1.05rem;margin:0 0 .4rem}
.features p{color:var(--slate);font-size:.95rem}
.proof{list-style:none;padding:0;margin:1.25rem 0 1rem;display:grid;gap:.6rem;max-width:34rem}
.proof li{padding-left:1.6rem;position:relative;color:var(--slate)}
.proof li::before{content:"";position:absolute;left:0;top:.45rem;width:.9rem;height:.9rem;border-radius:50%;background:var(--verify);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Ccircle cx='8' cy='8' r='8'/%3E%3C/svg%3E");}
.proof li::after{content:"";position:absolute;left:.22rem;top:.7rem;width:.45rem;height:.25rem;border-left:2px solid #fff;border-bottom:2px solid #fff;transform:rotate(-45deg)}
.proof strong{color:var(--ink)}
.sample{font-size:.95rem;color:var(--slate)}

.drop{background:var(--card);border:1px solid var(--rule);border-radius:12px;box-shadow:var(--shadow);padding:1.1rem}
.drop-face{display:flex;flex-direction:column;align-items:center;text-align:center;gap:.3rem;padding:2.6rem 1.25rem 2.2rem;border:2px dashed #B9C0B8;border-radius:9px;background:var(--paper);cursor:pointer}
.drop-face.over{border-color:var(--verify);background:var(--verify-soft)}
.drop-face:focus-within{outline:2px solid var(--verify);outline-offset:2px}
.drop-icon{margin-bottom:.6rem}
.drop-title{font-size:1.2rem;font-weight:600}
.drop-sub{color:var(--slate)}
.drop-meta{margin-top:.9rem;font-size:.9rem;color:var(--verify);font-weight:500}
.drop-opts{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem;margin-top:.9rem}
.seg{display:inline-flex;border:1px solid var(--rule);border-radius:6px;overflow:hidden}
.seg label{padding:.4rem .9rem;font-size:.92rem;cursor:pointer;display:flex;align-items:center;gap:.4rem}
.seg label+label{border-left:1px solid var(--rule)}
.keyfield{display:flex;align-items:center;gap:.5rem;font-size:.92rem;color:var(--slate)}
.keyfield input{font-family:var(--mono);font-size:.88rem;padding:.4rem .6rem;border:1px solid var(--rule);border-radius:6px;width:11rem;background:#fff;color:var(--ink)}
.status{min-height:1.4rem;margin:.75rem 0 0;font-size:.93rem;font-weight:500}
.status.ok{color:var(--verify)} .status.warn{color:var(--warn)} .status.err{color:var(--err)}
.drop-fine{margin:.5rem 0 0;font-size:.82rem;color:var(--slate)}

/* bank strip */
.strip{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;padding:1.25rem 0 2.5rem;border-top:1px solid var(--rule)}
.strip-label{color:var(--slate);font-size:.92rem;margin-right:.4rem}
.chip{display:inline-flex;align-items:baseline;gap:.4rem;padding:.45rem .85rem;border:1px solid var(--rule);background:#fff;border-radius:999px;text-decoration:none;font-weight:600;font-size:.95rem}
.chip small{font-weight:400;color:var(--slate);font-size:.8rem}
.chip:hover{border-color:var(--ink)}

/* demo */
.demo{background:var(--card);border:1px solid var(--rule);border-radius:12px;padding:2.5rem;margin:.5rem 0 1rem}
.demo-head p{color:var(--slate)}
.demo-pair{display:grid;grid-template-columns:1fr 1.3fr;gap:1.5rem;align-items:stretch;margin-top:1.25rem}
figure{margin:0}
figcaption{font-size:.82rem;color:var(--slate);margin-bottom:.5rem}
.before pre{margin:0;font-family:var(--mono);font-size:.82rem;line-height:1.55;background:var(--paper);border:1px solid var(--rule);border-radius:8px;padding:1rem 1.1rem;overflow-x:auto;color:var(--slate);height:calc(100% - 1.5rem)}
.after{position:relative}
.after::before{content:"→";position:absolute;left:-1.35rem;top:50%;color:var(--slate);font-size:1.3rem}
table{border-collapse:collapse;width:100%;font-size:.9rem;background:#fff;border:1px solid var(--rule);border-radius:8px;overflow:hidden}
th,td{text-align:left;padding:.6rem .8rem;border-bottom:1px solid var(--rule);vertical-align:top}
tr:last-child td{border-bottom:0}
th{font-weight:500;color:var(--slate);font-size:.82rem;background:var(--paper)}
.num{text-align:right;font-family:var(--mono);font-variant-numeric:tabular-nums}
td.ok{color:var(--verify);font-weight:600;white-space:nowrap}
.sub{display:block;color:var(--slate);font-size:.8rem;margin-top:.15rem}
.after table{display:block;overflow-x:auto}

/* how */
.steps{list-style:none;counter-reset:s;padding:0;margin:1rem 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.steps li{counter-increment:s;color:var(--slate);font-size:.95rem;padding-top:.9rem;border-top:2px solid var(--ink)}
.steps li::before{content:counter(s);display:block;font-family:var(--mono);font-size:.8rem;color:var(--slate);margin-bottom:.3rem}
.steps strong{display:block;color:var(--ink);margin-bottom:.25rem}

/* faq */
.faq dl{margin:1rem 0 0;display:grid;grid-template-columns:1fr 1fr;gap:1.5rem 3rem}
.faq dt{font-weight:600;margin-bottom:.3rem}
.faq dd{margin:0;color:var(--slate);font-size:.95rem}

/* pricing */
.packs{max-width:44rem;margin-top:1.5rem}
.packs td,.packs th{padding:.85rem .9rem;vertical-align:middle}
.packs td:first-child{font-weight:600}
button{font:inherit;font-weight:600;background:var(--ink);color:#fff;border:0;border-radius:6px;padding:.5rem 1.1rem;cursor:pointer}
button:hover{background:#243a5a}
button:focus-visible{outline:2px solid var(--verify);outline-offset:2px}
.inline{display:flex;gap:.5rem;align-items:center;flex-wrap:wrap}
.inline input{font-family:var(--mono);padding:.45rem .6rem;border:1px solid var(--rule);border-radius:6px}
.keybox code{font-family:var(--mono);font-size:1.4rem;background:#fff;border:1px solid var(--rule);border-radius:6px;padding:.5rem .8rem;display:inline-block;margin-right:.5rem}
.note{color:var(--slate);font-size:.92rem}
.muted{color:var(--slate)}

/* footer */
footer{background:#fff;border-top:1px solid var(--rule);margin-top:2rem}
.foot-grid{max-width:70rem;margin:0 auto;padding:2.5rem 1.5rem 1rem;display:grid;grid-template-columns:1.6fr 1fr 1.4fr 1fr;gap:2rem;font-size:.92rem;color:var(--slate)}
.foot-grid a{display:block;color:var(--slate);text-decoration:none;margin-bottom:.35rem}
.foot-grid a:hover{color:var(--ink)}
.foot-brand{font-weight:700;color:var(--ink);margin-bottom:.4rem}
.foot-h{font-weight:600;color:var(--ink);margin-bottom:.5rem}
.foot-fine{max-width:70rem;margin:0 auto;padding:0 1.5rem 2rem;font-size:.82rem;color:var(--slate)}

@media (max-width:860px){
  .shots{grid-template-columns:1fr} .features{grid-template-columns:1fr;gap:1.5rem}
  .demo{padding:1.5rem}
  .demo-pair{grid-template-columns:1fr}
  .after::before{content:"↓";left:50%;top:-1.5rem;transform:translateX(-50%)}
  .steps{grid-template-columns:1fr 1fr}
  .faq dl{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  section{padding:2.5rem 0}
}
@media (max-width:520px){
  html{font-size:16px}
  .top nav a{margin-left:1rem}
  .steps{grid-template-columns:1fr}
  .drop-face{padding:2rem 1rem}
  .drop-opts{flex-direction:column;align-items:stretch}
  .keyfield input{width:100%}
}
@media (max-width:860px){ .drop{order:-1} .hero-copy h1{margin-top:.5rem} }
@media (max-width:520px){ .top{flex-wrap:nowrap} .top nav{white-space:nowrap} .top nav a{margin-left:.9rem;font-size:.92rem} .brand{font-size:.98rem} }

/* ===== final pass: colour, band, live demo, compare, credibility, plans, cta ===== */
:root{--accent:#0E6E86; --accent-soft:#E3F1F5; --band:linear-gradient(180deg,#EEF4F1 0%,#F7F8F6 100%)}
.hero-band{background:var(--band);margin:0 -1.5rem;padding:0 1.5rem;border-bottom:1px solid var(--rule)}
.hero{padding:3.5rem 0 3rem}
.eyebrow{font-size:.85rem;font-weight:600;color:var(--accent);margin:0 0 .75rem;letter-spacing:.02em}
.hero h1{font-size:clamp(2.1rem,4.4vw,3.2rem);max-width:20ch}
.drop-art{display:block;margin-bottom:.25rem}
.drop-face{background:#fff;border-color:#C5CDC6}
.drop-face.over{background:var(--verify-soft);border-color:var(--verify)}
.btn-outline{background:#fff;color:var(--ink);border:1.5px solid var(--ink);padding:.55rem 1.1rem;border-radius:8px;font-weight:600}
.btn-outline:hover{background:var(--faint)}
.btn-outline:disabled{opacity:.6;cursor:default}
h2{font-size:clamp(1.4rem,2.4vw,1.85rem);letter-spacing:-.015em;margin-bottom:.5rem}
section h2+p{color:var(--slate)}
.strip{border-top:0;padding-top:1.75rem}

/* live demo */
.live-head{text-align:center;max-width:46rem;margin:0 auto 1.75rem}
.live-head p{margin:0 auto 1rem}
.live-stage{display:grid;grid-template-columns:1fr auto 1.25fr;gap:1rem;align-items:stretch}
.pane{background:#fff;border:1px solid var(--rule);border-radius:12px;box-shadow:var(--shadow);overflow:hidden;min-height:22rem}
.pane-title{font-size:.8rem;font-weight:600;color:var(--slate);padding:.6rem .9rem;border-bottom:1px solid var(--rule);background:var(--paper)}
.pdfpane pre{margin:0;padding:.9rem 1rem;font-family:var(--mono);font-size:.74rem;line-height:1.55;color:#444;overflow:auto;white-space:pre}
.ln{display:block;padding:.15rem .4rem;margin:0 -.4rem;border-radius:4px;transition:background .25s}
.ln.hl{background:#FFF3C4}
.ln.done{color:#9aa39b}
.arrow{align-self:center;font-size:1.6rem;color:var(--slate)}
#xl{font-size:.8rem;border:0;border-radius:0}
#xl th{background:var(--verify);color:#fff;font-weight:600;border-color:#1a6a50}
#xl td{border-bottom:1px solid var(--rule);padding:.42rem .6rem;animation:rowin .35s ease-out}
@keyframes rowin{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}
.chk{color:var(--slate);font-size:.78rem;white-space:nowrap}
.chk.ok{color:var(--verify);font-weight:600}.chk.bad{color:var(--err);font-weight:600}
.xl-foot{display:flex;justify-content:space-between;padding:.55rem .8rem;font-size:.78rem;color:var(--slate);background:var(--paper);border-top:1px solid var(--rule);font-family:var(--mono)}

/* shots */
.shots-sec h2{text-align:center}

/* compare */
.compare h2{text-align:center}
.compare-wrap{overflow-x:auto;border:1px solid var(--rule);border-radius:12px;background:#fff;box-shadow:var(--shadow)}
.cmp{border:0;font-size:.9rem;min-width:46rem}
.cmp th{background:var(--paper);font-weight:600;color:var(--ink);padding:.9rem .9rem;border-bottom:2px solid var(--rule)}
.cmp td{padding:.8rem .9rem;color:var(--slate)}
.cmp td:first-child{color:var(--ink);font-weight:500}
.cmp .us{background:var(--verify-soft);color:var(--ink);font-weight:600}
.cmp th.us{background:var(--verify);color:#fff}
.cmp td.y::before{content:"✓ ";color:var(--verify)}
.cmp td.n::before{content:"✕ ";color:var(--err)}
.cmp td.m::before{content:"~ ";color:var(--warn)}

/* credibility */
.cred h2{text-align:center}
.cred-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:1.75rem}
.cred-card{background:#fff;border:1px solid var(--rule);border-radius:12px;padding:1.5rem 1.4rem;box-shadow:var(--shadow)}
.cred-card h3{font-size:1.02rem;margin:.9rem 0 .4rem}
.cred-card p{color:var(--slate);font-size:.93rem;margin:0}
.ico{display:inline-flex;width:2.4rem;height:2.4rem;border-radius:10px;background:var(--verify-soft);align-items:center;justify-content:center}
.ico::before{content:"";width:1.3rem;height:1.3rem;background:var(--verify);-webkit-mask:var(--m) center/contain no-repeat;mask:var(--m) center/contain no-repeat}
.ico-check{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 12l2 2 4-5'/%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3C/svg%3E")}
.ico-trash{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 7h16M10 11v6M14 11v6M6 7l1 13h10l1-13M9 7V4h6v3'/%3E%3C/svg%3E")}
.ico-key{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='8' cy='15' r='4'/%3E%3Cpath d='M11 12l9-9M16 7l2 2M18 5l2 2'/%3E%3C/svg%3E")}
.ico-bank{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M3 10l9-6 9 6M5 10v8M9 10v8M15 10v8M19 10v8M3 18h18'/%3E%3C/svg%3E")}
.ico-eye{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M2 12s4-7 10-7 10 7 10 7-4 7-10 7S2 12 2 12z'/%3E%3Ccircle cx='12' cy='12' r='3'/%3E%3C/svg%3E")}
.ico-shield{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 3l8 3v6c0 5-3.5 8-8 9-4.5-1-8-4-8-9V6z'/%3E%3Cpath d='M9 12l2 2 4-4'/%3E%3C/svg%3E")}

/* request a bank */
.request{background:var(--card);border:1px solid var(--rule);border-radius:12px;padding:2.5rem}
.request h2{text-align:center}
.req-grid{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:2rem;margin-top:1.5rem}
.req-grid h3{font-size:.95rem;margin:0 0 .5rem}
.req-grid ul{list-style:none;padding:0;margin:0;columns:2;color:var(--slate);font-size:.93rem}
.req-grid li{padding:.15rem 0}
.req-cta{background:var(--paper);border-radius:10px;padding:1.25rem}
.req-cta p{font-size:.9rem;color:var(--slate)}
.btn-outline{text-decoration:none;display:inline-block}

/* bank chips: brand colour accents (names only, no marks) */
.chip{border-left:4px solid var(--rule)}
.chip-uob{border-left-color:#0A2A6C}.chip-dbs{border-left-color:#C8102E}.chip-posb{border-left-color:#F7A800}.chip-ocbc{border-left-color:#E3001B}.chip-maybank{border-left-color:#FFC000}
.chip-beta{border-left-color:var(--accent);color:var(--slate);font-weight:500;cursor:default}

/* format select, replay */
.fmtsel{display:flex;align-items:center;gap:.5rem;font-size:.92rem;color:var(--slate)}
.fmtsel select{font:inherit;font-size:.9rem;padding:.4rem .6rem;border:1px solid var(--rule);border-radius:6px;background:#fff;color:var(--ink)}
.replay{font-size:.88rem;color:var(--slate)}

/* plans */
.pricing-home h2{text-align:center}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;max-width:52rem;margin:1.75rem auto 1rem}
.plan{position:relative;background:#fff;border:1px solid var(--rule);border-radius:14px;padding:1.75rem 1.5rem 1.5rem;text-align:center;box-shadow:var(--shadow)}
.plan.featured{border-color:var(--verify);box-shadow:0 0 0 3px var(--verify-soft),var(--shadow)}
.tag{position:absolute;top:-.75rem;left:50%;transform:translateX(-50%);background:var(--verify);color:#fff;font-size:.72rem;font-weight:600;padding:.25rem .7rem;border-radius:999px;white-space:nowrap}
.plan-n{font-size:2.4rem;font-weight:700;letter-spacing:-.03em;line-height:1}
.plan-l{color:var(--slate);font-size:.9rem;margin-bottom:1rem}
.plan-price{font-size:1.5rem;font-weight:600}
.plan-per{color:var(--slate);font-size:.85rem;margin-bottom:1.1rem;font-family:var(--mono)}
.btn-plan{display:inline-block;background:var(--ink);color:#fff;text-decoration:none;font-weight:600;padding:.55rem 1.3rem;border-radius:8px}
.plan.featured .btn-plan{background:var(--verify)}

/* cta */
.cta{background:var(--accent-soft);margin:0 -1.5rem;padding:3.5rem 1.5rem;text-align:center}
.cta h2{margin-bottom:.4rem}
.cta p{margin:0 auto 1.25rem;color:var(--slate)}
.cta .btn-big{text-decoration:none}

@media (max-width:860px){
  .hero-band,.cta{margin:0 -1.5rem}
  .live-stage{grid-template-columns:1fr}
  .arrow{transform:rotate(90deg);text-align:center}
  .pane{min-height:0}
  .cred-grid{grid-template-columns:1fr} .req-grid{grid-template-columns:1fr} .request{padding:1.5rem}
  .plans{grid-template-columns:1fr;max-width:22rem}
}
#xl td:first-child{white-space:nowrap} .pdfpane pre{font-size:.72rem}

/* guides */
.guide-list{list-style:none;padding:0;margin:1.5rem 0}
.guide-list li{padding:1rem 0;border-top:1px solid var(--rule)}
.guide-list a{font-weight:600;font-size:1.05rem}
.guide-list p{color:var(--slate);font-size:.93rem;margin:.3rem 0 0}
.guide h2{font-size:1.2rem;margin-top:2rem}
.guide ol,.guide ul{color:var(--ink);padding-left:1.4rem}
.guide li{margin:.35rem 0}
.guide p{color:var(--ink)}
.guide .lede{color:var(--slate)}
.guide-cta{margin-top:2.5rem;padding:1.25rem 1.4rem;background:var(--verify-soft);border-radius:10px;display:flex;gap:1rem;align-items:center;justify-content:space-between;flex-wrap:wrap}